Griffin v. General Casualty & Surety Co.

On April 12, 1920, defendant wrote plaintiff a so-called one-year liability insurance policy on his Cadillac Victoria automobile. The premium was $46.34, which he paid defendant. In May, 1920, while the auto was being driven by plaintiff’s minor son, Philip Griffin, with his father’s consent, it collided with a taxicab carrying a passenger named Charles Smith, who was injured. Criminal proceedings were first instituted against Philip in the recorder’s court for reckless driving. Though not required by the terms of its policy to do so, defendant’s counsel represented Philip at the trial of…