Culler v. Hardy

TIMMONS-GOODSON, Judge.

On 27 October 1995, Linda Walden Culler (“plaintiff”) was stopped in her car at a red light when a vehicle driven by Thomas Ray Hardy (“defendant”) struck the rear of plaintiffs car. Plaintiff submitted a settlement demand and brochure to defendant’s liability carrier, the Allstate Insurance Company (“Allstate”) demanding payment in the amount of $62,545.43 for medical costs, lost wages, past and present pain, suffering, and mileage for visits to a physical therapist. Allstate declined plaintiff’s claim on the basis that there was insufficient impact to cause injury.

Prio…