North Shore Auto Financing, Inc. v. Block

Mary J. Boyle, Judge.

{¶ 1} Defendants-appellants, Andrew Block and other members of the certified Usury Class (“Block”), appeal from the trial court’s judgment, rendered after a bench trial, in favor of plaintiff-appellee, North Shore Auto Financing, Inc., d.b.a. Car Now Acceptance Corporation (“CNAC”), and third-party defendant North Shore Auto Sales, d.b.a. J.D. Byrider (“North Shore”), on their claims for violations of the Retail Installment Sales Act (“RISA”). Finding merit the appeal, we reverse and remand.

Procedural History and Facts

{¶ 2} On February 3, 1996, Block purchased a 1988…