Konschak v. Equitable Life Assurance Society

This is an appeal from a judgment for the plaintiff beneficiary in an action to recover on the double indemnity clause of a life insurance policy. This clause provided that twice the face of the policy was to be paid to the beneficiary upon proof that the death of the insured resulted solely from bodily injuries caused directly, exclusively, and independently of all other causes by external violence and purely accidental means.

August 8, 1928, Anthony Konschak, the insured, was engaged on road work near the town of Chaska. It ivas a hot day, and in the afternoon the road crew suspended work.…