Custer v. Murphy Oil USA, Inc.

EMILIO M. GARZA, Circuit Judge:

In December 2003, Michael Custer (“Custer”) had an accident at his home and, as a result, suffered a ruptured disk in his neck. Custer was totally disabled and unable to return to work. When Custer inquired about medical coverage from his employer, Murphy Oil USA, Inc.(“Murphy”), he was informed that because he was totally disabled his employment would be terminated and he would no longer qualify for coverage under the Group Insurance Plan for Employees of Murphy Oil Corp. (“the Plan”). Under the Plan in effect prior to 2003, Custer would have been covered until…