Ins. Co. of Pa. v. Am. Safety Indem. Co.

*902SUMMARY

This is a dispute between insurers. Under Insurance Code section 11580 ( section 11580 ), when a judgment is obtained against an insured based upon property damage, the judgment creditor may bring an action on the policy against the insurer, to recover on the judgment. Here, plaintiff's insured (a general contractor) secured a default judgment against defendant's insured (a subcontractor), after a homeowner obtained an arbitration award of more than $1.1 million against the general contractor.

Plaintiff indemnified the general contractor for the arbitration award. Defendant refused to…