Pinkerton & Laws Co. v. Insurance Co. of North America

Bell, Chief Judge.

Simply stated, the issue presented in this appeal is whether the garnishee insurance company, who is subject to the jurisdiction of the Civil Court of Fulton County, holds any assets of the defendant, a nonresident of Georgia, sufficient to create in rem jurisdiction through service of a summons of garnishment. The payment of an insurance premium in advance is not an asset that can be reached by this process. A paid premium is all earned when the policy issues and the risk attaches. Nalley v. Hanover Fire Ins. Co., 56 Ga. App. 555, 565 (193 SE 619). Cancellation of the…