Gray Ex Rel. Gray v. Midland Risk Insurance Co.

HARGRAVE, Justice.

The issue in this case concerns the amount of uninsured motorist coverage applicable when the insured vehicle was operated by a non-designated driver under the terms of the policy. The policy provided for $50,000.00 liability coverage and $50,000 uninsured motorist coverage when the vehicle was being operated by a designated driver. When operated by a non-designated driver, the liability coverage was reduced, under the terms of the policy, to the statutory minimum, $10,-000. Title 36 O.S.1991 § 3636 provides that uninsured motorist coverage shall not exceed the amount of…