Provident Life & Accident Insurance v. Kegley

Alice Kegley brought this action to recover on a life insurance policy, in which she was the beneficiary, issued to her husband, Claude Kegley, by the defendant, Provident Life and Accident Insurance Company. The company denied liability beyond the total of the premiums paid for the policy on the ground that the insured had committed suicide and a clause in the policy limited its liability in that event to the amount of the premiums. The case was submitted to the court for decision without a jury on an agreed statement of facts. The court found for the plaintiff and entered judgment against…