Collins v. Metropolitan Life Insurance

Amanda I. Collins was the wife of Pleny S. Collins, now dead. Her husband was at one time an employee of Riverside and Dan River Cotton Mills, Incorporated. As such he was one of the beneficiaries under a policy of group insurance issued to the Cotton Mills Company by the Metropolitan Life Insurance Company. The original policy bears date January 1, 1920. It was a one year renewable term policy—was in fact renewed from time to time and was last renewed on January 1, 1930, and terminated on August 31, 1930.

This provision was made for the issuance of individual certificates: “The company will…