Tarlton v. Dixie Insurance Co.

GRIMES, Acting Chief Judge.

Patricia Tarlton obtained automobile bodily injury liability coverage from Dixie Insurance Company with limits of $100,000 per person and $300,000 per occurrence. For underwriting purposes, Dixie issued two policies. The first policy carried bodily injury limits of $10,000/$20,000 and uninsured motorist limits in the same amount. The second policy, being an excess policy, provided bodily injury limits of $90,000/ $280,000 but no uninsured motorist coverage. As part of the application for the first policy, Ms. Tarlton signed a form explaining that section 627.727(2),…