State Farm Fire & Casualty Insurance v. Grabowski

OPINION

TIMMER, Presiding Judge.

¶ 1 State Farm Fire & Casualty Insurance Company appeals a jury verdict finding that Barbara Grabowski had met her burden to show that an insurance policy exclusionary clause violated the insured’s reasonable expectations and therefore was unenforceable. State Farm contends the trial court improperly instructed the jury regarding the doe-trine of reasonable expectations. For the reasons that follow, we agree and therefore reverse and remand this case for a new trial.

BACKGROUND

¶ 2 James Hedge III and his wife, Victoria, were killed in a single-vehicle automobile…