Taylor v. Preferred Risk Mutual Insurance

Defendant issued its automobile liability insurance policy to plaintiff’s husband in 1961. The policy included the uninsured motorist provisions required by California law (Ins. Code, § 11580.2) with limit of $10,000 for injury to one person. Plaintiff, an occupant of the insured vehicle, was injured when it collided, on a California highway, with a car registered and principally used in Texas. Bodily injury liability insurance on that car was carried by a Texas company not licensed as an insurer in California, with maximum limits of only $5,000 for injury to one person.

Plaintiff filed an…