West v. Farm Bureau Mutual Insurance

Kenneth and Karol West, plain tiffs-appellants, sustained a fire loss of over $27,-000 to a barn, two silos and other personal property, insured by defendant Farm Bureau Mutual Insurance Co. One of the items claimed by the Wests in their initial unnotarized 2 proof of loss was a motorized grain elevator, worth approximately $1,200, which the Wests had borrowed from their neighbors, the Heinrichs.

Shortly after the Wests executed the unnotarized proof of loss, the Heinrichs, also insured by Farm Bureau, submitted their claim to Farm Bureau for the loss of the elevator, informing Farm Bureau…