Fire Insurance Rating Bureau v. Rogan

In 1944 the United States supreme court decided that a fire insurance company which conducts a substantial part of its business across state lines is engaged in interstate commerce. It further determined that concerted action between insurance companies to fix and maintain arbitrary and noncompetitive rates violated the Sherman Anti-Trust Act. United States v. South-Eastern Underwriters Asso. 322 U. S. 533, 64 Sup. Ct. 1162, 88 L. Ed. 1440.

In 1945 congress passed the McCarran Act, 15 USCA, Regulation of Insurance, pp. 257-260, secs. 1011-1015. This act suspended until 1948 the application of…