Hamlin v. Mutual Life Insurance

Plaintiff, Donald Hamlin, as a claimed beneficiary under a policy of insurance allegedly issued by the defendant,'The Mutual Life Insurance Company of New York *265(Mutual), on the life of his son, Geoffrey Hamlin, brought suit on the policy to recover benefits as a result of his son’s accidental death.

Defendant, by way of an answer to plaintiff’s complaint, admitted that Geoffrey Hamlin applied for a policy but argued that, because plaintiff and Geoffrey Hamlin had each cancelled the application for the policy of insurance, no policy was issued. It filed eight affirmative defenses, including,…