Doney Richardson v. Hyundai Capital America Inc.

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA __________________________________________ DONEY RICHARDSON, : Plaintiff, : : v. : Civil No.: 5:25-cv-05718-JMG : HYUNDAI CAPITAL AMERICA INC., : Defendant. : __________________________________________ MEMORANDUM OPINION Gallagher, J. April 6, 2026 I. BACKGROUND This case arises from the credit reporting furnished by Defendant to the consumer credit reporting agencies (“CRAs”). Doney Richardson (“Richardson” or “Plaintiff”) alleges that Hyundai Capital America (“HCA” or “Defendant”) willfully and negligently reported…