Napier v. Hartford Life Insurance

OPINION AND ORDER

FORESTER, Chief Judge.

This matter is before the Court upon Plaintiff Donna Napier’s (“Napier”) motion for judgment overturning administrative decision, and upon Defendant Hartford Life Insurance Company’s (“Hartford”) cross motion for judgment on the merits. These matters are ripe for review.

I. RELEVANT FACTUAL BACKGROUND

Napier claims entitlement to long term disability benefits under an employee welfare benefit plan governed exclusively by the Employee Retirement Income Security Act of 1974 (“ERISA”), 29 U.S.C. § 1001 et seq. Napier was an employee of Kentucky Central Life…