Northern Ins. Co. of New York v. Dottery

MEMORANDUM

EDUARDO C. ROBRENO, District Judge.

I. INTRODUCTION

This case involves a dispute over motor vehicle insurance coverage. Plaintiff, Northern Insurance Co. (“Northern”) seeks a declaration that defendant, the Estate of Tara Lynn Dottery (“the Estate”), and Tara Lynn Dottery’s parents (jointly with the Estate referred to as “the Estate”) are not entitled to underinsured motorist (“UIM”) benefits under three policies issued by Northern.

Dottery died in a one-car accident while riding in a Jeep driven by Richard Kulik. At the time of the accident, the Jeep was leased by John Kulik…