Legal Opinion
Randy Cohen v. American Security Insurance, C
Court of Appeals for the Seventh Circuit
Decided November 4, 2013No. 11-3422PublishedCited by 157 opinions
1Opinion of the Court
SYKES, Circuit Judge.
Home-mortgage lenders often require the borrower to maintain hazard insurance on the mortgaged property to protect the lender’s interest in the collateral. If the borrower fails to keep the property insured, the lender has the option to secure the insurance itself and pass the cost on to the borrower.
In this proposed class action, Martha Schilke alleges that Wachovia Mortgage, FSB, her lender and holder of a mortgage on her home, fraudulently placed insurance on her property when her homeowner’s policy lapsed. Wachovia secured the replacement coverage from American…
2Cases cited20 opinions
- Ashcroft v. IqbalSupreme Court of the United States · 2009
- Bell Atlantic Corp. v. TwomblySupreme Court of the United States · 2007
- Geinosky v. City of ChicagoCourt of Appeals for the Seventh Circuit · 2012
- Connick v. Suzuki Motor Co., Ltd.Illinois Supreme Court · 1996
- Wigod v. Wells Fargo Bank, N.A.Court of Appeals for the Seventh Circuit · 2012
15 more not listed; retrieve them via the Exa API.
3Cited by157 opinions
- Kendale L. Adams v. City of IndianapolisCourt of Appeals for the Seventh Circuit · 2014
- Sophie Toulon v. Continental Casualty CompanyCourt of Appeals for the Seventh Circuit · 2017
- Margery Newman v. Metropolitan Life Insurance CoCourt of Appeals for the Seventh Circuit · 2018
- Mashallah, Inc v. West Bend Mutual Insurance ComCourt of Appeals for the Seventh Circuit · 2021
- Omar Hernandez v. Illinois Institute of TechnologyCourt of Appeals for the Seventh Circuit · 2023
152 more not listed; retrieve them via the Exa API.