Legal Opinion

Ballard v. Branch Banking and Trust Company

District Court, District of Columbia

Decided June 11, 2012No. Civil Action No. 2011-1327PublishedCited by 1 opinion

1Opinion of the Court

MEMORANDUM OPINION

ELLEN SEGAL HUVELLE, District Judge.

Daniel Ballard has instituted a class action against Branch Banking and Trust Company (“BBT”) because its automatic teller machine (“ATM”) lacked an on-machine fee notice, in violation of the Electronic Fund Transfer Act (“EFTA” or “Act”). 15 U.S.C. § 1693 et seq. Before the Court is his motion to certify a class of consumers who were charged withdrawal fees from the allegedly non-compliant ATM machine. For the reasons explained here, his motion is denied.

BACKGROUND

The EFTA seeks to ensure that operators of ATMs provide notice to consumers…

2Cases cited19 opinions

  1. Amchem Products, Inc. v. WindsorSupreme Court of the United States · 1997
  2. Wal-Mart Stores, Inc. v. DukesSupreme Court of the United States · 2011
  3. General Telephone Co. of Southwest v. FalconSupreme Court of the United States · 1982
  4. Shady Grove Orthopedic Associates, P.A. v. Allstate Insurance Co.Supreme Court of the United States · 2010
  5. Richards, Constance v. Delta Airln IncCourt of Appeals for the D.C. Circuit · 2006

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3Cited by1 opinion

  1. Michael Rogers, et al. v. Las Vegas Metropolitan Police, et al.District Court, D. Nevada · 2025

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