LeBlanc v. State Farm Mutual Automobile Insurance

The question in this case is whether, when an insured has overlapping Medicare and no-fault automobile liability insurance coverage, the no-fault insurer must pay benefits that duplicate benefits paid by Medicare. The Court’s decision that duplicative payments must be made answers the question in a manner that fails to implement the Legislature’s efforts to reduce the costs of no-fault insurance to Michigan consumers by eliminating duplication.

Section 3109(1) of the no-fault automobile liability act1 provides that no-fault benefits otherwise payable are to be reduced by benefits provided…