Brown v. Farmers Insurance

Beier, J.:

Defendant Farmers Insurance Company, Inc. (Farmers), appeals the district court’s summary judgment in favor of plaintiff Erin E. Brown. We must decide whether Brown, who was injured in an accident involving an uninsured driver and who has received the maximum benefit allowed under the uninsured motorist provision of her mother’s policy, may also recover underinsured motorist benefits under that policy or under another identical policy issued by the same insurer to her mother’s live-in companion.

The material facts are not in dispute. Brown was a passenger in a car driven by Caleb…