SOUTHWOOD v. PEKIN LIFE INSURANCE COMPANY

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF INDIANA INDIANAPOLIS DIVISION DUSTIN SOUTHWOOD, ) TRISTAN SOUTHWOOD, ) CARISSA SOUTHWOOD, ) ) Plaintiffs, ) ) v. ) No. 1:23-cv-00295-JRS-MG ) PEKIN LIFE INSURANCE COMPANY, ) ) Defendant. ) Order on Motion for Summary Judgment This is a life insurance case with unusual, but undisputed, facts. (Def.'s Br. Supp. 2–4, ECF No. 33-2; Pl.'s Resp. 3, 4, ECF No. 39.) Stacy Southwood had a term life insurance policy with Pekin. She paid the premiums on that policy for many years, but, in September 2022, she missed a payment, and, after a one-month grace…