Allstate Insurance Company v. Tonja Blount Nathan Smith Andrew J. Grimes Barbara Grimes Mitchell Y. Choi

GRUENDER, Circuit Judge.

Allstate Insurance Company (“Allstate”) brought a declaratory judgment suit seeking a determination that the homeowner’s insurance policy it issued to Barbara Grimes (“Grimes”) did not provide coverage for damages awarded against her in a wrongful death suit. The district court held that the damages were covered by the policy and granted summary judgment against Allstate. For the reasons that follow, we affirm in part and reverse in part.

1. BACKGROUND

This case arises out of the underlying wrongful death suit Tonja Blount filed in the Circuit Court for Greene County,…