Century Surety Company v. Ajredin Deari

E. GRADY JOLLY, Circuit Judge:

Ajredin Deari, owner of Pastazios Pizza, Inc., lured eighteen-year-old Jane Doe to his restaurant. Doe alleged that Deari and his restaurant-yes, the insured restaurant itself-plied Doe with alcohol despite her protests. Once Doe was unconscious, Deari then drove her to a nearby hotel and sexually assaulted her. This insurance-coverage case asks whether Century Surety Company breached a contractual duty to defend and indemnify Deari's restaurant in the underlying state tort lawsuit brought by Jane Doe.

The district court granted summary judgment in favor of…