Goeman v. Allstate Insurance Co.

OPINION

KLAPHAKE, Judge.

Appellants David and Charlotte Goeman and Trade Lake Mutual Insurance Company (Trade Lake) challenge the grant of summary judgment to respondent Allstate Insurance Company (Allstate), determining that under the “closest to the risk” doctrine, Trade Lake was primarily liable for injuries sustained by a child guest who was bitten by the Goemans’ dog while at their cabin. On appeal, Trade Lake argues that because both policies were equally close to the risk, the policies provide concurrent coverage. We agree, and reverse and remand. We further reject Allstate’s claim that…