Amco Insurance v. Beck

The opinion of the court was delivered by

Abbott, J.:

The trial court held that the business exclusion in the insureds’ homeowner’s policy did not preclude liability coverage concerning a claim made against the insureds arising out of the insureds’ teenage daughter’s babysitting activities. We agree.

AMCO Insurance Company sold Gerald and Christa Beck a homeowner’s insurance policy which included liability coverage for the Beck family, including the Becks’ 15-year-old daughter, Teri Beck. While Teri was babysitting John and Susan Moran’s two children, one of the children, Courtney Moran,…