Crook v. GEORGIA FARM BUREAU MUTUAL INSURANCE COMPANY

Carley, Presiding Judge.

Seeking to recover for the death of their son, Mr. and Mrs. Jeffery Morgan brought suit against Mr. Michael Crook. Crook is afforded liability coverage under a homeowner’s policy issued by Georgia Farm Bureau Mutual Insurance Company (Insurer). Under the policy, the Insurer was obligated to defend Crook in a suit to recover damages for personal injury that was “caused by an occurrence. . . .” (Emphasis in original.) The policy defines “occurrence” as “an accident,” but “accident” is not otherwise defined. Having undertaken the defense of the Morgans’ tort action…