David Holt v. Barbara Pyles and David Holt v. State of Tennessee

IN THE COURT OF APPEALS OF TENNESSEE AT NASHVILLE October 11, 2006 Session DAVID HOLT, ET AL. v. BARBARA PYLES, ET AL. Appeal from the Circuit Court for Davidson County No. 02C-1561 Walter Kurtz, Judge No. M2005-02092-COA-R3-CV - Filed on April 24, 2007 AND DAVID HOLT, ET AL. v. STATE OF TENNESSEE Appeal from the Circuit Court for Davidson County No. 02C-3394 Walter Kurtz, Judge No. M2005-02094-COA-R3-CV - Filed on April 24, 2007 This case concerns a motor vehicle accident in which serious injuries were sustained. The insured believed that his insurance policy provided excess coverage if he…