Harry W. Kuhn, Inc. v. State Farm Mutual Automobile Insurance

This appeal is taken from a summary judgment, entered in a declaratory judgment action, finding that the driver of a pickup truck involved in an accident had no permission from its owner to use the vehicle, resulting in the absence of insurance coverage. A vehicular collision occurred between the pickup truck, driven by Erik Zimmerman (Zimmerman), and a dump truck, owned and operated by plaintiff Harry W. Kuhn, Inc. (Kuhn). The pickup truck was insured under a policy issued by defendant State Farm Mutual Automobile Insurance Co. (State Farm).

Prior to the instant accident, a different truck…