Guenther v. American Indemnity Co.

The facts are not in dispute. Defendant issued a policy of insurance to plaintiff, the insuring clause of which provided as follows :

“Coverage H — Comprehensive—Loss of or damage to the automobile except by collision — To pay for any loss of or damage to the automobile, hereinafter called loss, including damage by missiles or falling objects, glass breakage from any cause but excluding all other loss, the primary and immediate cause of which is a collision of the automobile and any other object, an upset of the automobile, or a collision of the automobile and a vehicle to which it is coupled.”