Erie Insurance Exchange v. Troy Sams and Teresa Sams
Indiana Court of Appeals
1Opinion of the Court
OPINION
BAILEY, Judge.
Case Summary
Following a bench trial, Erie Insurance Exchange (“Erie”) appeals the trial court’s judgment ordering Erie to pay $63,924.89 to Troy Sams and Teresa Sams (the “Samses”) for losses they sustained after a storm damaged their home. We affirm.
Issues
Erie presents two issues for review, which we reframe as:
I. Whether the trial court erred in finding that the Samses’ loss was covered under the Erie policy, despite the presence of policy exclusions for loss caused by deterioration and faulty construction materials; and
II. If the Samses’ loss was covered by th.e Erie…
2Cases cited8 opinions
- Travelers Indemnity Co. v. ArmstrongIndiana Supreme Court · 1982
- Allgood v. Meridian Security Insurance Co.Indiana Supreme Court · 2005
- Meridian Mutual Insurance v. Auto-Owners InsuranceIndiana Supreme Court · 1998
- Buckeye State Mutual Insurance Co. v. CarfieldIndiana Court of Appeals · 2009
- Argonaut Insurance Co. v. JonesIndiana Court of Appeals · 2011
3 more not listed; retrieve them via the Exa API.
3Cited by11 opinions
- Villas at Winding Ridge v. State Farm Fire and CasualtyCourt of Appeals for the Seventh Circuit · 2019
- TIG Insurance v. City of ElkhartDistrict Court, N.D. Indiana · 2015
- Erie Indemnity Company, as the Attorney-In-Fact for the Subscribers at Erie Insurance Exchange v. The Estate of Brian L. Harris, By Its Special Representative, Laura HarrisIndiana Court of Appeals · 2017
- Cincinnati Insurance Company v. Lost Run Farm Community Association, Inc., Armour Property Management, LLC, Vincent Kroon, Ben Wheat, Scott Bruns, Ashlee Wheat, Edward Kowlowitz, Rebecca Kiell, John Garcia, Mary Kay GarciaDistrict Court, S.D. Indiana · 2026
- Kelly Godwin, V. State Farm Fire & Casualty CompanyCourt of Appeals of Washington · 2022
6 more not listed; retrieve them via the Exa API.