Heritage Insurance Co. v. Bucaro

Plaintiff, Heritage Insurance Company (Heritage), brought a declaratory judgment action to construe the provisions of a “Manufacturers’ and Contractors’ Liability Insurance Coverage for Premises” policy it issued to defendant, Vito Martin Búcaro d/b/a Milford Auto Sales & Parts (Búcaro), the operator of an automobile dismantling business. The trial court found that Heritage had no duty under the insurance policy to defend or indemnify Búcaro for a tort action then pending against him. The court therefore granted Heritage’s motion for summary judgment. The underlying tort action arose from the…