Dash Messenger Service Inc. v. Hartford Ins. Co. of Ill.

Plaintiff, Dash Messenger Service, Inc. (Dash), brought a declaratory judgment action against defendants Hartford Insurance Co. (Hartford), J.M.B. Insurance Co. and Daniel Berman to determine whether these defendants owed a defense and “Premises & Related Operations” coverage under a “special Multi-flex” insurance policy issued by Hartford. On cross-motions for summary judgment, the trial court ruled that the Hartford policy did not cover the underlying occurrence and that Hartford had no duty to defend Dash against the underlying lawsuit. Defendants Donald and Monica Schwartz (the plaintiffs…