Auto-Owners Insurance v. Parks

Bernes, Judge.

Auto-Owners Insurance Company was sued by its insured, Grant Stepp d/b/a Grant Stepp Equipment Company, in the underlying lawsuit to collect on an insurance claim for damage to a John Deere 690 ELC excavator owned by Stepp and leased to a third party, Robert Parks. Auto-Owners filed a motion for summary judgment in the main action, claiming that the loss was not covered under the policy. The motion was denied. Thereafter, Auto-Owners contended that the insurance policy provided a right of subrogation for recovery against the individual responsible for the damage and obtained…