Pennsylvania General Insurance Co. v. Cegla

OPINION

WOZNIAK, Judge.

This is an appeal from a finding of coverage under respondent’s homeowner’s insurance policy. We affirm.

FACTS

In September 1983, Ernest Cegla loaded a roll of wire mesh into his truck. The roll was not tied down. Howard Cummings was driving his motorcycle behind Cegla when the wire fell onto the highway, causing Cummings to lose control of the motorcycle. Charles Habiger, who was following Cummings in a pickup truck, struck and killed Cummings.

Cegla submitted claims to both his vehicle insurance company, Allstate Insurance Company, and his homeowner’s insurance company,…