Cervantes v. Countrywide Home Loans, Inc.
Court of Appeals for the Ninth Circuit
1Opinion of the Court
OPINION
CALLAHAN, Circuit Judge:
This is a putative class action challenging origination and foreclosure procedures for home loans maintained within the Mortgage Electronic Registration System (MERS). The plaintiffs appeal from the dismissal of their First Amended Complaint for failure to state a claim. In their complaint, the plaintiffs allege conspiracies by their lenders and others to use MERS to commit fraud. They also allege that their lenders violated the Truth in Lending Act (TILA), 15 U.S.C. § 1601 et seq., and the Arizona Consumer Fraud Act, Ariz. Rev.Stat. § 44-1522, and committed the…
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