Ruby v. Cambridge Mutual Fire Insurance Company

DIXON, Chief Justice.

This suit was brought by appellants Louis Dean Ruby and wife, Peggy J. Ruby, against appellee Cambridge Mutual Fire Insurance Company for damages to wall-to-wall carpeting alleged by appellants to be insured under the terms of a policy issued by appellee on appellants’ home..The parties agreed on a written stipulation of facts. On September 21, 1959 damage in the amount of $232.08 caused by water was done to the wall-to-wall carpeting in appellants’ home when something went wrong with a water heater resulting in water flooding portions of the house.

At the time a policy of…