FINANCIAL SERVICES VEHICLE TRUST VS. JAMES PANTER NISSAN INFINITY LT VS. BENJAMIN A. FRATTO SANTANDER CONSUMER USA VS. ALBARI M. EL FINANCIAL SERVICES VEHICLE TRUST VS. DEBORAH MOORE (SC-002133-17, SC-002646-17, SC-002661-17 AND SC-000367-18, CAMDEN COUNTY AND STATEWIDE) (CONSOLIDATED)

NOT FOR PUBLICATION WITHOUT THE APPROVAL OF THE APPELLATE DIVISION SUPERIOR COURT OF NEW JERSEY APPELLATE DIVISION DOCKET NOS. A-2142-17T3 A-2691-17T3 A-2709-17T3 A-3487-17T3 FINANCIAL SERVICES VEHICLE TRUST, Plaintiff-Respondent, APPROVED FOR PUBLICATION February 28, 2019 v. APPELLATE DIVISION JAMES PANTER, Defendant-Appellant. _________________________________ NISSAN INFINITI LT, Plaintiff-Respondent, v. BENJAMIN A. FRATTO, Defendant-Appellant. __________________________________ SANTANDER CONSUMER USA, Plaintiff-Respondent, v. ALBARI M. EL, Defendant-Appellant.…