Anderson v. Country Life Insurance

OPINION

TOCI, Judge.

Anna Mae Anderson, individually and as personal representative of the estate of her husband, Roger Anderson, appeals the trial court’s grant of summary judgment in favor of Country Life Insurance Company (“Country Life”).

This appeal presents the following issue: may an insurer who accepts advance premiums and issues a written receipt for health insurance coverage effective immediately, conditioned upon the later issuance of a policy of insurance, defeat interim coverage by refusing to issue the policy after a loss occurs?

The answer is no. We conclude that a conditional…