MacNab v. Fireman's Fund Insurance

Plaintiff was an independent insurance agent. He represented, among others, the defendant insurance company. They had a written agreement which required that “risks previously canceled * * * may be bound only if previously approved by the Company.”

For many years plaintiff had handled all insurance matters for a man by the name of Darr. His liability insurance business was of some consequence and had been placed with defendant by plaintiff for some considerable time. Darr had a son, Joe, who had been designated by the company as an insured in Darr’s liability policy. However, an endorsement…