O'Donnell v. State Farm Mutual Automobile Insurance

Plaintiffs are the wife and children of Gary O’Donnell, who was fatally injured in an automobile accident. Mr. O’Donnell was covered by a no-fault automobile insurance policy issued by the defendant, and plaintiffs are dependents of decedent for purposes of survivor’s loss benefits.

Decedent’s insurance policy provided that the maximum survivor’s loss benefits would not exceed $1,000 per 30-day period and that the amount payable by the insurance company would be reduced by amounts paid or payable to the survivors under state or federal law.

Plaintiffs were entitled to the maximum benefits of…