Summers v. Financial Freedom Acquisition LLC

'SELYA, Circuit Judge.

Plaintiff-appellant Steven Summers and his sister.Brinah Court inherited a house from their mother, Rosalie Summers (the decedent). The rub was that, during her lifetime, the decedent had obtained and reaped the benefits of a reverse mortgage. That mortgage, which contained, an acceleration clause and power of sale, became due and payable upon her death.

After they inherited the property, the plaintiffs sought to take it free and clear of the mortgage lien even though, the mortgage debt remained unpaid. They argued, among other things, that the mortgage was unenforceable…