Walker v. Pacific Indemnity Co.

When does a cause of action accrue against an insurance broker who negligently secures automobile liability insurance in an amount less than that ordered by the car owner f That is the sole question presented by this appeal.

On March 17, 1952, one Merrill ordered an insurance policy covering operation of his logging truck with limits up to $50,000 for bodily injury to one person. Defendant Fulmore, Merrill’s broker, accepted the order but secured a policy with limits of only $15,000. On July 9, 1952, Merrill’s truck collided with an automobile, causing injur)'- to Elaine Walker. Shortly…