Legal Opinion

Spears v. Shelter Mutual Insurance Co.

Supreme Court of Oklahoma

Decided June 24, 2003No. 97,875PublishedCited by 43 opinions

1Opinion of the Court

BOUDREAU, Justice.

{1 This is an insurance coverage dispute. The material facts are undisputed and simple to state. Lightning struck the home of Roger and Virginia Spears (plaintiffs) and caused damage to part of the electrical wiring. Because the home and its wiring are about sixty years old, the entire home must be rewired to meet current construction codes adopted by ordinance. Shelter Mutual Insurance Company (defendant) paid $1,700 to repair the portion of the wiring directly damaged by lightning but refused to pay an additional $4,280 to rewire the entire home. The trial court entered…

2Cases cited24 opinions

  1. Chamberlin v. ChamberlinSupreme Court of Oklahoma · 1986
  2. Manley v. BrownSupreme Court of Oklahoma · 1999
  3. Max True Plastering Co. v. United States Fidelity & Guaranty Co.Supreme Court of Oklahoma · 1996
  4. Cranfill v. Aetna Life Insurance Co.Supreme Court of Oklahoma · 2002
  5. Dombrosky v. Farmers InsuranceCourt of Appeals of Washington · 1996

19 more not listed; retrieve them via the Exa API.

3Cited by43 opinions

  1. BP America, Inc. v. State Auto Property & Casualty Insurance Co.Supreme Court of Oklahoma · 2005
  2. American Economy Insurance Co. v. BogdahnSupreme Court of Oklahoma · 2004
  3. Haworth v. JantzenSupreme Court of Oklahoma · 2006
  4. Fire Insurance Exchange v. Superior CourtCalifornia Court of Appeal · 2004
  5. Yousuf v. CohlmiaCourt of Appeals for the Tenth Circuit · 2014

38 more not listed; retrieve them via the Exa API.

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