Jones v. Alfa Mutual Insurance Co.

COBB, Chief Justice.

Harold Jones and Pam Jones, plaintiffs in a bad-faith and breach-of-contract action in the Coffee Circuit Court, appeal from a partial summary judgment entered in favor of Alfa Mutual Insurance Company on the Joneses’ bad-faith claims. We affirm in part, reverse in part, and remand.

I. Factual Background and Procedural History

On October 4, 1995, Hurricane Opal made landfall along the Florida Gulf Coast. Much of south Alabama, including Coffee County, sustained damage as a result of the storm, which retained hurricane status as it arrived inland. The Joneses, who reside on…