State Farm Fire & Casualty Co. v. Brechbill

MOORE, Chief Justice.

State Farm Fire and Casualty Company appeals from an adverse judgment entered on a jury verdict in the Morgan Circuit Court in favor of homeowner and policyholder Shawn Brechbill on his claim of “abnormal” bad-faith failure to investigate an insurance claim. We reverse the trial court’s judgment and remand.

I. Facts and Procedural History

On September 7, 2007, Brechbill purchased a 3-story, 80-year-old house in Lacey Springs. One month before closing on the purchase, Brechbill hired Allan McCrispin of McCrispin, Inc., a home-inspection company, to inspect the house.…