Young v. Ohio Farmers' Insurance

The plaintiff sued upon a fire insurance policy issued by the defendant, and the circuit judge directed a verdict in his favor.

The sole defense relied on was the failure of the plaintiff to furnish proofs of loss within 60 days after the fire. The only testimony offered, aside from the policy, was that of the plaintiff, who testified that very soon after the fire the defendant’s adjuster visited him, and that the plaintiff then had what he termed in his testimony “proofs of loss” made out, and offered them to the adjuster, who assured him that he did not care for them; that they were not…