Umpqua Bank v. Charles A. Gunzel III and Ginelle F. Gunzel

FILED MARCH 25, 2021 In the Office of the Clerk of Court WA State Court of Appeals Division III IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON DIVISION THREE UMPQUA BANK, ) ) No. 37400-9-III Respondent, ) ) v. ) ) PUBLISHED OPINION CHARLES A. GUNZEL, III, and ) GINELLE F. GUNZEL, husband and ) wife, ) ) Appellant. ) FEARING, J. — In an appeal wherein we apply Oregon law, the parties ask us to determine when a cause of action accrued, for purposes of the statute of limitations, against a guarantor of a commercial loan when the commercial borrower defaulted but made periodic payments…